By: Josh Axhoj
Short-term lending can be a life-saver at times. Take for instance, Jamie’s daughter who recently got sick and needed an antibiotic. Jamie was able to stop by National Payday and receive a $100 short-term loan so she could help her daughter get healthy again.
Tom received the same kind of help last month when he needed to pay his electric bill. National Payday gave Tom a short-term loan for $400 so he could keep the lights on. (more…)
By: Elena Tayem
We would all would like to live in a world where we either had all the money we could ever need or where money doesn’t matter. Unfortunately, this is not the case. Instead, we live in a low-context society where time is money. While money can’t buy happiness as we all learned as a child, it can make life a lot less stressful and much easier. Sound appealing? Short-term financing of any kind can truly benefit a person’s life. In fact, it is something that I have been doing my whole life and this summer I am finally seeing it pay off. (more…)
By: Gregory Sales
Short term financing is a valuable tool to have. It is sad how undervalued this skill is in society. Short term financing can set you up for long term success. It is so vital to living that is can be the difference between you having a good job to work with or having to scramble to survive. In my experience short term financing is a hard thing to do because there is so much temptation in everyday life that may cause you to spend money you know you need to save for your future. (more…)
By Jonathan Martin
Short-term financing can benefit a person’s life in many ways. It allows us to pursue advancement in multiple areas of our lives by providing a way to obtain the things necessary to achieving our goals. Whether our goals are to become a college graduate, attain additional certifications for a career, or even just getting that new big screen TV, short-term financing affords people a way to enrich their lives. (more…)
By: Courtney McCarthy
Money is less then a want, but more of a need these days. We no longer use the trade system, and rather then becoming a specialist in everything we use and need, we resort to money. A simple object that decides what one can and can’t do in life. Maslow’s Hierarchy of Needs theory states that one needs to have their physiological needs met in order to move up the pyramid to safety, love, self-esteem, and self-actualization. Ones physiological needs include food, water, shelter, breathing, sex, sleep, and excretion. In order to fulfill half of ones physiological needs, one has to have money: money for food to eat, money for water to drink, and money for a place to stay. A person can’t feel safe, loved, and reach their personal potential without first fulfilling ones physiological needs. (more…)
For over a decade, National Payday has been offering payday loans in an effort to help people get the money they need when they need it most.
Recently, we decided to help college students get money when they need it, too. And that’s exactly why we began our annual scholarship essay contest in December 2011. The National Payday Scholarship Fund winner will receive $3,000 to put toward their education.
Because the contest is driven by social media, we figured we’d get responses from mostly two types of schools: those that are very social media-savvy, and those that excel at offering scholarships and financial aid to their students. (more…)
By: Myref Ann Reyes
My fortune cookie the other day said, “Your dreams come true when you act to turn them into realities”. The timing of this statement could not have been more poignant. It is always easy to dream big dreams, but to act on them is what makes the difference. As I venture off to my summer internship, I now realize how short-term financing can make the difference between landing your dream job as an interior designer for a premier firm… or getting trapped sorting fabric in a materials library. In the world of interior design, getting stuck organizing fabric can be the death of dreams. (more…)
By Megan Rogowski
Have a goal! We, as human beings are goal-driven. My end goal is to become an officer in the United States Marine Corps. Of course, that is the big picture and along that road are many smaller goals and dreams. First, I need my college degree and wanting the challenge, I decided to study Aerospace Engineering. The point of having a goal is to drive you to where you want, and maybe need, to be. So because I need my bachelor’s degree, I need the finances to fund that goal and only through short and long term financing, could I have ever hoped to begin to get there.
By Maraya Foster
Short-term financing is one of the most helpful tools a person can master at a young age, it helps prepare you for what is a head in life, and as we all know money is what allows you to live. Everything in life is based on how much money you have and if you don’t budget or spend wisely you soon will have none. (more…)
If you knew you could get up to $5,751 in a tax refund by claiming one credit, wouldn’t it be worth your while? However, the Earned Income Tax Credit (EITC) is just such a refundable tax credit that often gets overlooked. Granted, not every family will be eligible and the amount refundable varies depending on income and the size of the family, but even knowing this some people just don’t bother to claim thousands of dollars that could be theirs for the taking. (more…)
