By Jonathan Martin
Short-term financing can benefit a person’s life in many ways. It allows us to pursue advancement in multiple areas of our lives by providing a way to obtain the things necessary to achieving our goals. Whether our goals are to become a college graduate, attain additional certifications for a career, or even just getting that new big screen TV, short-term financing affords people a way to enrich their lives. (more…)
By: Courtney McCarthy
Money is less then a want, but more of a need these days. We no longer use the trade system, and rather then becoming a specialist in everything we use and need, we resort to money. A simple object that decides what one can and can’t do in life. Maslow’s Hierarchy of Needs theory states that one needs to have their physiological needs met in order to move up the pyramid to safety, love, self-esteem, and self-actualization. Ones physiological needs include food, water, shelter, breathing, sex, sleep, and excretion. In order to fulfill half of ones physiological needs, one has to have money: money for food to eat, money for water to drink, and money for a place to stay. A person can’t feel safe, loved, and reach their personal potential without first fulfilling ones physiological needs. (more…)
For over a decade, National Payday has been offering payday loans in an effort to help people get the money they need when they need it most.
Recently, we decided to help college students get money when they need it, too. And that’s exactly why we began our annual scholarship essay contest in December 2011. The National Payday Scholarship Fund winner will receive $3,000 to put toward their education.
Because the contest is driven by social media, we figured we’d get responses from mostly two types of schools: those that are very social media-savvy, and those that excel at offering scholarships and financial aid to their students.
So, based on that idea, we decided to take a look at how those two sets of schools square off against each other. Here’s what we found:
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If you’d like to know more about the National Payday Scholarship Fund, or you’d like to enter the essay contest, visit the scholarship page.
By: Myref Ann Reyes
My fortune cookie the other day said, “Your dreams come true when you act to turn them into realities”. The timing of this statement could not have been more poignant. It is always easy to dream big dreams, but to act on them is what makes the difference. As I venture off to my summer internship, I now realize how short-term financing can make the difference between landing your dream job as an interior designer for a premier firm… or getting trapped sorting fabric in a materials library. In the world of interior design, getting stuck organizing fabric can be the death of dreams. (more…)
By Megan Rogowski
Have a goal! We, as human beings are goal-driven. My end goal is to become an officer in the United States Marine Corps. Of course, that is the big picture and along that road are many smaller goals and dreams. First, I need my college degree and wanting the challenge, I decided to study Aerospace Engineering. The point of having a goal is to drive you to where you want, and maybe need, to be. So because I need my bachelor’s degree, I need the finances to fund that goal and only through short and long term financing, could I have ever hoped to begin to get there.
By Maraya Foster
Short-term financing is one of the most helpful tools a person can master at a young age, it helps prepare you for what is a head in life, and as we all know money is what allows you to live. Everything in life is based on how much money you have and if you don’t budget or spend wisely you soon will have none. (more…)
If you knew you could get up to $5,751 in a tax refund by claiming one credit, wouldn’t it be worth your while? However, the Earned Income Tax Credit (EITC) is just such a refundable tax credit that often gets overlooked. Granted, not every family will be eligible and the amount refundable varies depending on income and the size of the family, but even knowing this some people just don’t bother to claim thousands of dollars that could be theirs for the taking. (more…)
Let’s face it; some jobs are just more glamorous than others! Your degree may be in accounting, but your heart may long for something different – like being a dance instructor on a cruise ship. If you’re not that skilled in dancing, but can balance a tray, there’s a spot open at Buckingham Palace as a trainee butler. If you’ve got a royal case of the blue blood celebrity sighting fever, it could be a dream job. All you got to do is run errands, do food and beverage service, and know how to properly address the Queen. (more…)
Photo Credit: Nestor's Blurrylife
Social media has made it fashionable to crowdsource when you’re short on funds. Businesses and non-profits can use social media to help raise money for their ventures, but now one New York bride has taken this practice to an extreme by allegedly defrauding her well-wishers. It just goes to show that if you tell a big one, it’s likely to garner more sympathy to your cause, although you may end up in jail later. Jessica Vega, 25, is finding this out the hard way as she now faces a total of six felony charges for claiming to have cancer in order to obtain funding for a dream wedding. (more…)
It’s a surprising fact that the cities that boomed the most before they crashed are the ones that now have the fastest rent increases with the cheapest home prices available. In Sarasota, Florida, rents have risen 12.9 percent in the last twelve months while home prices have stagnated at record lows. And, they’re not alone. All over the country, many cities have experienced record rental rate growth, even as homes languished on the market being priced lower and lower as no one stepped up to buy. (more…)
