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We know you’re trying to save money, and so Black Friday is a temptation to be avoided! You don’t need all those gadgets, but you still need to get some christmas shopping for gifts and for cooking! Here’s our deals of the week!
The school year is getting close to starting and it is now the time to start thinking about school supplies. The early bird gets the worm and this year is no different as the bigger stores are rolling out their school supply sales early this year as they are trying whatever they can to get the people through the door with door buster sales that entice moms and dads to get out there, deal with the traffic and long lines to save some money. (more…)
While the price of gas is slowly going down, the price of many other goods is also following the same trend, with a few exceptions to be sure. Inflation can be a problem and when it occurs at a time when many are forced to use payday loans to make ends meet, it is a real issue that cannot be ignored or dismissed. Luckily, the overall prices of many things have down. Autos and clothes are the two exceptions, but you can expect the cost of clothes to start making a move down as the cost of cotton has been in a downward spiral. Gas has been leading the charge and the most recent numbers say that the overall price of goods declined by 0.2%, which bodes well for the near future. Many believed that inflation would be way worse at this point, but with the slowing of the recovery, you can expect a slowing of inflation for the time being. New car prices showed the biggest increase and many expect that trend to continue for the short term. Hopefully, things will start to settle down a little bit in the next few months. (more…)
The key to retail business is getting customers in the door to spend money. One of the best ways to do this is to offer sales and items that are priced low to entice customers to come in to buy other items that may not be on sale. The more exposure your goods get, the more likely you will get the business you need to make money and stay in business. Businesses often need to find even more inventive ways to lure customers in and will do just about anything to make that happen. In the past decade, stores have instituted a program that is referred to as a loss leader program where they sell items at or below cost to get the people through the door. Stores like Best Buy often have the lowest prices on CD’s as they use that to get people to buy their electronics including video game systems, televisions and other consumer products that are not discounted at all or only enough to make the purchases justified by those who have been tricked to come in and shop. Best Buy is just one of the many companies that do this and it has been quite successful in the past. People like to spend and have tightened down their budgets with current salaries quite low. (more…)
There are a number of watchdog publications and agencies that can help you decide whether to buy a particular product or service. There are magazines, like Consumer Reports, and agencies like the Better Business Bureau. Even with some dedicated souls who are trying to help the average consume make wise choices, there is still a maze of information that can be difficult to interpret. The consumer has to be aware that they are responsible for learning about a particular product or service and deciding whether it is a good deal or not in the end. This applies whether the product is a mortgage, a car or a box of cereal. There are some things that can help you in your quest to get the scoop on something before you buy.
With the recovery of the economy being so slow and sensitive and the prices of commodities rocketing, it has now more than ever become important for families to buy in bulk. The current affairs in Libya is not helping the struggle we as a global community are plagued with either, so we most surely will be faced with shelling out even more money for our basic necessities.
Food storage should be a part of every household’s emergency savings plan for any type of crisis situation and if kept up on a regular basis it can not only cut down on your carbon footprint, but also save on personal time and money. Buying in bulk can get you a 30% overall savings and over a period of time it will free up money without having to lower your standard of living.
Do you have a major purchase on your mind but don’t know whether it’s the right time to shop for it? If your funds are low, you may be waiting for cash to come in before you decide to buy. This could be a mistake because every year retailers put the same items up for sale on a monthly basis and if you know what the large sales items that will be for the month then you may be able to save money by purchasing them when they go on sale. (more…)
Are you in the market for a car? Perhaps you are considering using first cash advance to help you get the down payment on the car? A cash advance can help you get the money you need in the event that you find a deal on a car, but must take that deal before you new paycheck, especially if you have elected to buy a used car rather than a new car from a person over a dealership. If you are wondering if it is smart to buy a used car rather than a new car you are in the right place. We not only look at the upside of buying used from a personal seller, we look at how you can fund this purchase. (more…)
Next to tuition, books are the next most important and expensive item on a college student’s academic list of expenses. Textbooks can range cost hundreds of dollars, and are heavy to cart from one place to another. Many of these books are now available through e-readers, like the Kindle DX, and at much lower cost than in physical format. As college students tend to be early adopters of technology, you will see many of them going for the e-reader instead of buying their textbooks at the college bookstore.
Food is a necessity of life, but the cost of food for a family can vary depending on diet, financial assistance, and even gardening skills. If you’re trying to make ends meet, one way to help reduce stress in other areas is to pay attention to how much you spend on your food bill. Learn how to create a budget that fills your belly and provides breathing room in other areas for rent, gas, and other necessities with these five simple ways to reduce your food bill.
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