National Payday
Loan Blog

The best way to use a payday loan. Over Christmas I noticed that my German Sheppard that I had, had for 11 years had a knot on his head, we took him to the vet and he had surgery to remove a tumor on his head that turned out to be cancer. We did not have the money at the time for the surgery and we took out the payday loan to pay for it. My husband and I do not have any children, therefore our pets are like our children. While the cancer was not curable and we did lose our beloved pet we were able to hold onto him a little longer and for that we are thankful for national payday.

I have waited my entire life for my team, the Indianapolis Colts to go to the Superbowl. I know I am not going to be able to get tickets, even if I had the money. So I decide to chill at home and watch the game with a few beers. Then what happens…..they win! My voice is hoarse from all the screaming at the tv but all I want to do is scream some more and go welcome my team home. Here is the big but……I have no money. I get online with National Payday and get myself a payday loan. I drive the 14 hours from Houston back to Indianapolis. Distance is not a factor. I wait in the frigid nine degree cold and watch as the team goes by. The atmosphere was electric and the town was vibrant despite the freezing cold. Marvin Harrison and Joseph Addai even shook my hand. It was amazing. I would do it all again if I had the chance and I would like to thank National Payday for giving me the chance. I don’t care if anyone thinks I am nuts, that was the best possible use of a payday loan!!!!!

I was desperately in need of some money to help pay some nagging bills. My son was born May 19, 2006 and the following month my job laid me off. Ever since that time I have not quite been able to get back on my feet. My immediate family has been facing their own struggles and they have not been able to help. My fiancée has been there for me, helping in whatever way possible. It has not been an easy road to tread. I actually had some hospital bills among others remaining to be paid. Many of them are still past due and I have been trying my best with the job I currently have to catch up. Your payday loan helped me in a time that it was greatly appreciated. I am thankful for the payday loan coming especially during my time of need. I paid the hospital bill and will not face the penalties of being written off or charged off. The payday loan brought some sunshine into my life when I thought it was full of gray clouds.

hi, i will star off by saying,a pay day loan or cash advance, are good, because there are a lot of mother’s out there that have kid’s, and need to buy necessities like pamper’s food, some that don’t have a car have to take public transportation, or ask friend’s or family to take them,over all speaking, to sum it all up,it’s a borrow before pay day loan,ps, i’m not just speaking on women with kid’s, that need fund’s before payday,this is for every honest and trustworhty person that has a responsility in this life time, thank’s ellis

Dear National Payday,
We would like to take this opportunity to tell you about a loan you gave us this past summer. Unexpectedly we recieved a call that our four year old nephew had fallen out of the top of his closet. He lives two hours away. He had been rushed to the hospital and was in the process of being taken for emergency brain surgery. Because we had used your service before we knew we could easily log on and recieve a loan in a matter of one or two days. We left in a hurry and were at his side within a few hours. We were able to use the internet at the hospital to log on to your website and apply for a loan. With no hassle or faxing or any problems we recieved another loan and it was deposited to our account the very next day. That allowed us to concentrate on our nephew and not worry about running out of money while out of town. Thank you for your speedy service! He came through surgery with flying colors and is now a happy healthy boy about to celebrate his fifth birthday. Being able to do your entire transaction online is such a blessing and was very helpful. We look forward to using your service for a happier occasion next time!

In the beginning of December my cable company sent me a bill ten times higher then what it was supposed to be. The bill was for $124.14. I immediately called my cable company to straighten things out, and my new corrected bill was for $12.41.

Now I have an automatic withdraw set up with them where every month they take the balance due. I always figured it was easiest that way because my bill is always low, and I have piece of mind knowing it’s been paid.

Well, when I logged into my cable account and viewed my recent activity I found that they didn’t take my balance due, they took the balance on the bill. I was fuming mad, and very frustrated. I was assured before getting off the phone just a few weeks prior, that they ONLY take out the balance due, so $12.41 would be the amount drafted from my account.

The first thing I did was check my bank account. It had not hit it yet, so I figured I have to do something, because like many people, I too live pay check to pay check and if that $124.14 was going to come out, my account would be in the negative. We had a lot of small debits that had not come through, so by my calculations we would have been $56.00 overdrawn plus another $228.00 in bounced fees (38.00 each fee @ 6 item) So in total my account would have been $284.00 in the negative.

The next step I knew I had to take was to go to nationpayday.com and request a payday loan. What a relief when just a few hours later I got a call that stated my loan was approved and the money will be in my bank by tomorrow morning.

Now the story doesn’t stop there. I called my cable company and asked them to reverse the charges, this turned out to be a two week long process. Meaning I would have had no money at all for two weeks, because once my check would have been deposited, the bounced fees I would have incurred would have eaten it all up.

Because of nationalpayday.com I was able to feed my family, buy diapers, and keep my phone from getting shut off (because the bill was due in the middle of all this).

It was truly a miracle because the next day morning, my loan funds were in my account, and everything else including the $124.14 had all been debited. I could have been in a serious struggle had I not knew about payday loans. I am grateful for the service that nationalpayday.com has provided me.

This was a mistake that was not my fault, and yet my family and myself would have been in a pit, I think the best way to use a payday loan, is to use it in an emergency situation, because once the funds are in your bank account, your stress just melts away and you go back to living everyday like it was before the emergency.

Wilfred Bermudez

ireally need to win some money i got bills behind and i would like to visit my boys back east in tennesse i havent seen them for 15 years thank you

I applied to medical school this year and am also engaged to be married in May. I had started receiving secondary applications and each one cost about $75 a piece. I didn’t have the money to pay for them until payday. I didn’t know what to do because they had to be in by a certain date and there are no extensions on them. I looked around for the best deal on a payday loan and national payday was the best deal I found. No interest on the first loan! I got my loan and was able to pay for my secondary applications into medical school. I am now starting to hear back on interviews. This would not have been possible if it wasn’t for the loan I received!

Rachel Johnson

National Payday helped me thru the lean years when the dot.com bust started, and my company had to cut back. Jobs were dwindling for a while in the Silicon Valley. Happy to report that the good Ole Silicon Valley is back on the upswing. The payday loans I do not really need anymore, but continue to utilize to keep ahead of payments on credit cards, utilities, etc. It is just nice to have the extra cash to use for whatever comes up at that time.

The last time I used National Payday it was the middle of January and the cold weather had just hit hard.

Our house is heated by a furnace run on fuel oil and unfortunately our hot water is heated by the same. One Monday morning I walked down into our basement to check our heating fuel level and to my dismay the meter was on "E". With two small children in the house and a huge winter storm about to hit, I couldn’t risk running out of fuel. But my payday was still a few days away. I went online and applied with National Payday for a loan to cover the cost of the fuel. I got the approval email and immediately called my fuel company. The next day my funds were in my account and the fuel was on its way. Not a moment too soon either! The storm hit, and thanks to National Payday we had our fuel and were nice and warm through the coldest of weather.

Thanks National Payday!