National Payday
Loan Blog

By: Robin Palmer

Financing, whether short-term or long-term, has been a part of our lives for generations. From personal experience, most things in life have to be financed. Sometimes you just need to borrow a few bucks from a friend or family member to fix your broken down car. Sometimes you finance larger amounts to buy a new car once you give up on the old broken down one. I have financed a large variety of things from my big screen TV, vet bills for my beloved pets, new car, and school. At this point in my life I look forward to financing my own home. (more…)

By: Alexander Hayes

“Oh hey, here’s $10,000; go buy yourself something nice.” “Awww REALLY? This is so cool! Thank you so much man!” “…Just pay me back in about two years,” and he coughs, “pLUs INterEST!” Money just is not important anymore, is it? If we want an object we cannot afford, we just buy it and charge it on our credit cards to pay it off later. (more…)

By: Ashley Burke

If you had asked me if I use Excel to keep track of my spending a year ago, I would have laughed. I am not computer savvy and always forget what I spend my money on. Going abroad for a semester to Australia I had to change my ways and for me, it only made my experience better! I’m currently spending a semester abroad in Australia. Not only was this trip expensive in itself, but everything here seems double what I would normally pay in the USA, not including the exchange rate. I’ll be here for four months with no job and living off of the money I worked hard to saved up for this trip. Not only do I want to be able to eat on healthy and on a regular basis, but I want to go out and travel while I’m on this side of the world. Let’s face it, when will I be here again? (more…)

By: Megan Murray

In today’s world, there are certainly no guarantees, especially with the current state of the United States’ economy. People are hesitant to purchase a car, house, or start a business. Middle and working class Americans find their jobs being threatened or even worse, lost. They find themselves not only failing to afford luxuries, but barely making ends meet. People who once lived the American dream are reminiscing on what they once had while they wait in the unemployment line. America is supposed to be the land of opportunity, we often hear stories of people growing up poor and making it big.Unfortunately, the chances of that happening grow slimmer as it proves more and more difficult to find and secure a job with a decent salary and benefits. (more…)

By: Estervettie McClearn

Life is full of uncertain pressures. Many of those pressures can affect our ability to progress from one level to the next. When those pressures are financial, it can be difficult to determine the best method for making ends meet. Any person who has not experienced serious financial difficulties may not understand the pressure that comes along with calls from bill collectors, threats of repossession, a car with its needle on empty, or a refrigerator that does not hold enough food to feed their family. It is enough to cause panic in a person’s heart, but then the person searches for available assistance. Such is the case in my life. (more…)

By: Danielle Hoyt

As Mark Twain once said, “The lack of money is the root of all evil.” In today’s world, many people are struggling to get enough money to support themselves, attend college, pay the bills, and just buy their daily necessities. To get a job to make enough money to support ourselves, most of us need a good education and some kind of degree. And for us to get that expensive degree, we need to spend, and thus earn, a good chunk of money while still making sure there’s enough cash left over to keep the electricity turned on. We have to go to school to get a job while having to get a job to go to school. Many of us are stuck in this seemingly never-ending loop in an attempt to get one step ahead of our current situation. When students start attending college, the whole world seems to become your playground. (more…)

By: Cindy Montez

Short-term financing can help at some of the most desperate times in a person’s life. I myself have had a few unexpected crisis where short-term financing would have been a big blessing and could have at least taking the financial stress off of me, at the time so that I could have had that burden lifted off of me. When you are in a life or death crisis with your child, you should not have to worry about money. I was blessed with a beautiful little girl, who was the light of my life. At the time you might say she was my whole world because when this happened I was a young single mom that was working hard to make sure that her daughter was going to have the best life possible and I was doing pretty good accomplishing that even though it was hard. (more…)

By : Lesley Ngwe Neh

It becomes very difficult to appreciate or feel the importance or impact of something in our lives when it can’t be compared to the importance or impact another thing will cause in our lives.It is easier to feel the importance of something when compared to another thing.Its like somebody crying he has no shoes and thinks the world is coming to an end for him until one day, he meets someone with no legs and can’t even walk.It is then that he forgets his shoe problems and appreciates the importance and impacts of his legs.If you haven’t been in a desperate, frustrated, needy or painful situation, you won’t really be able to appreciate or feel the importance and impact of short-term financing in someone’s life. (more…)

By Rachel Madden

Short-term financing; is there any other option? Absolutely not! College tuition is expected to rise 15 percent every year for four years according to my financial aid counselor at my University. Who has $50,000 dollars just sitting in their checking account, unless you’re one of those special individuals with a money tree in the back of your yard. The bottom line is, if you want to make something of yourself, short-term financing is the only way to go. (more…)

By: Darina Dinov

Short term financing can benefit a person’s life by providing them with a means to a future that would not be possible otherwise. With the money students earn from short term financing such as scholarships they will be able to gain a future that might have otherwise been impossible. Every day students are unable to achieve their end goal or to attend the school they would like because of money issues. With short term financing these students will be able to achieve a means for the future that would otherwise not have been possible. Short term financing provide a hope for the students it gives us, the students, a chance to attend college, even chose a major we otherwise would have not in fear of money issues later in life. So, with short term financing students will be provided many other opportunities that otherwise would have been unable to be achieved or thought of because of a bump in the road. (more…)