I was able to pay my car payment on time thanks to your easy payday loan. I was expecting getting a payday loan to be a big hassle, but it was so easy!
—L. Rexrode

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Winning Entries

Myrianisa L. -
I make pretty good money at work but sometimes unexpected bills come up. I recently moved and wanted to get my 5 year old daughter something new for her room. We were sharing a room as well as a bed at that time. I took out a loan to be able to buy her a new bed! She absolutely loved it. With the extra money I was able to buy her a comforter set, canopy, and a the allergy reducing mattress cover that she needs so badly. It was nice to see her smile when she saw the whole thing set up. Now she won't even let me sit on "her" bed. The loan helped me not only make my child smile, but also avoid any rude midnight beatings as she kicks and slaps in her sleep! Thank you, National Payday! Myrianisa Lopez

Runners-Up

Tamille J. -
I need the loan because I have a refrigerator that has a water leak that I cant seem to stop, so I always have to place a big cup at the back of the fridge to catch the water, but the water overflows from the cup and drips onto the rest of the food in the fridge, then spills off into the bottom tray, and the tray fills up with water, which I always forget to dump, so the water gets old and stinky, and the smell drives my cat bananas. so when I open the fridge she tries to attack the water, and when she's successful in attacking the enemy water (which she has been successful a couple times), and she just ends up getting soaked and really mad, and smelly water ends up all over the kitchen floor, which of course I cant tell HER to clean up cuz shes a dang cat. What can she do. I'm single, I live alone, and I work a regular day job (yes, I know, I'm a prime target for the gov?t to tax the DAYLIGHTS out of me, which they do, which is why I didn't have ANY MONEY to get the fridge fixed in the first place. I'm seriously considering having 4 or 5 kids just so I can get on assistance and get some of my dang money back). Anyway, recently there was another cat vs. water war, this time the water was winning and almost drowned the dumb cat, so I decided that I need to get the the loan and get the fridge fixed cuz the cat woouldnt have made it to my next payday. So that's where you came in. Thanks for helping.

April K. -
Dear National Payday, I have been working full time and attending college since I graduated high school in 1999. By the time I graduate in May 2008 with my bachelor’s degree I will have been attending classes for one year shy of a decade. Two of the biggest reasons I have been going to college for so long is due to my profound hearing impairment and social anxiety. My hearing impairment makes it difficult to follow lecture in classes and my social anxiety make it difficult for me to even go to campus. However, the good news is that I now have a cochlear implant and have lost 135 pounds, both of which have dramatically improved my life. The weight loss has reduced my social anxiety to normal, and the cochlear implant I received has afforded me the ability to hear and understand in ways I never thought possible after loosing 90% of my hearing in both ears when I was only 4 ½ years old. I’ll never take for granted the newfound feeling I now have of feeling like I can function normally in society. If I were awarded $400 from National Payday I would use it towards purchasing my college ring, which I am now eligible to receive. In my eyes, the beautiful gold ring has always been a symbol of accomplishment and besides the degree I will have earned after I graduate, the ring will make the last 8 years of my life that I’ve spent in classes truly worthwhile.

Contest Entries

Carla N. -
I know most people use their payday loans to pay off bills or cover the car getting fixed, but I think the best way to spend a loan would be to go shoe shopping. I have always been responsible with the money from my loan, but it would be fun to have a day to buy the shoes you really liked or wanted and not just the shoes you can afford. I could bypass Payless Shoes and head to Nordstroms. I would try on so many shoes that my head would be spinning. Then when I found the ones I wanted, I get them in every color available. And maybe I'd get a handbag to match. That would be the funnest way to spend a loan.

Christine M. D. -
I obtained a PayDay loan to buy my new Italian Greyhound puppy, Zoe. The breeder was expecting a litter of puppies and was taking deposits to secure a puppy. I did not have the available cash and had been wanting a second Italian Greyhound (Noodles is our first little boy). The PayDay loan made it possible for me to put down the deposit to make sure I had one of the puppies. When Zoe, a beautiful "blue" IG and her siblings were born, I was able to go and meet her doggie parents and her family. I was able to spend time bonding with her for the six weeks before she could come home with us. We had weekly visitations until we finally brought her home. By the time we had to pay the rest of the purchase price, we had over six weeks to plan and were able to do so. Without the PayDay loan we would not have had the deposit available and would have missed out on our new addition to our family! I know many people need to get PayDay loans for emergencies as we've done in the past. It was just great to be able to use it for something so wonderful. Thanks National Payday!

Tamille J. -
I need the loan because I have a refrigerator that has a water leak that I cant seem to stop, so I always have to place a big cup at the back of the fridge to catch the water, but the water overflows from the cup and drips onto the rest of the food in the fridge, then spills off into the bottom tray, and the tray fills up with water, which I always forget to dump, so the water gets old and stinky, and the smell drives my cat bananas. so when I open the fridge she tries to attack the water, and when she's successful in attacking the enemy water (which she has been successful a couple times), and she just ends up getting soaked and really mad, and smelly water ends up all over the kitchen floor, which of course I cant tell HER to clean up cuz shes a dang cat. What can she do. I'm single, I live alone, and I work a regular day job (yes, I know, I'm a prime target for the gov?t to tax the DAYLIGHTS out of me, which they do, which is why I didn't have ANY MONEY to get the fridge fixed in the first place. I'm seriously considering having 4 or 5 kids just so I can get on assistance and get some of my dang money back). Anyway, recently there was another cat vs. water war, this time the water was winning and almost drowned the dumb cat, so I decided that I need to get the the loan and get the fridge fixed cuz the cat woouldnt have made it to my next payday. So that's where you came in. Thanks for helping.

Myrianisa L. -
I make pretty good money at work but sometimes unexpected bills come up. I recently moved and wanted to get my 5 year old daughter something new for her room. We were sharing a room as well as a bed at that time. I took out a loan to be able to buy her a new bed! She absolutely loved it. With the extra money I was able to buy her a comforter set, canopy, and a the allergy reducing mattress cover that she needs so badly. It was nice to see her smile when she saw the whole thing set up. Now she won't even let me sit on "her" bed. The loan helped me not only make my child smile, but also avoid any rude midnight beatings as she kicks and slaps in her sleep! Thank you, National Payday! Myrianisa Lopez

Linda -
The best to use a payday loan is to just use it. The last one I got was used to pay a payday loan back, then I was stuck for another month without any money. I was trapped into a cycle then. The reason I got a payday loan was because like an idiot I received an email from a Nigerian stating he had money for me if I would send him only $250 and like a fool I did. And the story goes on. I finally got some sense and quit sending him money knowing it was only a scam. So I am now trying to get my finances back in order so I won’t have to use a payday loan any longer. But they were there for me when I needed them! Thanks SONIC!

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