Contest Entries
I think that the best use of a payday loan is to use when you are between
paydays. My paydays are every two weeks and because of that sometimes it is difficult to manage your money.
I have 10 people in my household that all of the age ranges are form 7 months to 17 yrs old. With that many people in your household you always need something.
It started to snow on Tuesday and I needed a loan to hold me over until the next payday. The payday loan I received was so welcomed. I needed diapers, milk and baby food just to hold me over and it was deposited in my account the very next day. The next day there was no school and everyone was happy. We had food and was able to purchase a shovel to remove the snow.
I was happy and so was my family!
RECENTLY I WAS ABLE TO HEAT MY HOUSE DUE TO GETTING A PAY DAY LOAN. I LIVE IN THE MOUNTAINS OF NC AND THE WEATHER WAS AT 0 WITH WIND CHILL. I THOUGHT I HAD PLENTY OF OIL BUT MIS CALCULATED AND MY HEAT RAN OUT. WHILE I DO HAVE BASE BOARD HEATERS THEY JUST DID NOT HEAT THE HOUSE. I HAD A CAR REPAIR EMERGENCY JUST PREVIOUS DAYS BEFORE SO MY CHECKING ACCOUNT WAS TAPPED OUT AND PAY DAY WAS 10 DAYS AWAY. I WAS REALLY GRATEFUL TO GET THE PAYDAY LOAN. I PUT OIL IN THE TANK AND HAD HEAT ONCE AGAIN. SINCE GOING THOUGH CHEMO THERAPY TREATMENTS LAST YEAR MY IMMUNE SYSTEM IS STILL NOT STRONG SO I AM HIGHLY SUSEPTIBLE TO COLDS AND SORE THROATS THEREFORE MAKING THE HEAT MORE URGENT. SO IT WAS ALSO A MEDICAL CRISIS FOR ME ALSO. I AM GRATEFUL TO HAVE THE ABILITY TO COVER
UNEXPECTED COST FOR A REASONABLE PAYBACK RATE. THANKS. SARA LYNN HARRRILL
I am a single mother of three and I wanted nothing more than to have my kids raised in a good area with very good schools. I was recently living in one of the worse neighborhoods in Baltimore city. Whenever I would walk out my door, I did not know what to expect. I never let my children go out to play it was to dangerous. I applied for a home loan and was pre- approved for a decent amount of money so that I may move in the area of my choice. I found the home of my dreams and started working on obtaining it. There were some things on my credit that needed to be paid before I could get a final approval and I worked hard and exhausted all of my funds cleaning my credit up. When I received my final approval, I did not have enough money for settlement to close on my house I was still
short $500. I applied for a payday loan and received my funds the next day in time for settlement. This is my payday loan success story.
What does National Payday and my dog have to do with one another? The answer is everything. Not that long ago my three year old Weimaraner decided it would be a good idea to get into the garbage can and eat leftover chicken…bones and all! An emergency trip to the vet showed that our curious and very lovable boy would need some assistance to get rid of the bones in his belly. The total surgery cost over $400! I don’t have an extra $400 laying around so I went to National. The process was VERY easy and I had my money the next day to pay the vet. My favorite part about National is that I can choose how fast I pay off the loan. Weeks that I have
a little extra cash…I pay more. Weeks I don’t have the extra money, I can make the minimum payment. I hope I don’t get in a situation like that again…but I know that if I do…National is there to help.
I feel that the best way to use the money from a payday loan is to buy a computer. I rarely have the amount of
money in my wallet that I would need to be able to buy a computer, so getting a pay day loan would help me with that. Then it can be paid back in one lump sum, or several smaller payments, like financing the computer. In 2 or 3 payments at most, I could have it paid off and be enjoying my new computer and making good use out of it for my school work and my new part time business as well. I can even keep in touch with all of my friends who live far away, by using instant messengers and email. Payday loans can work out well if you use them the right way and take the time to plan out how you will repay them. I have had no problems and I would tell any of my friends about National Payday if they needed a payday loan.