Kristine M. -

My husband was recently released from 10 years of service in the US Navy. I was now the sole support for our family while he was looking for another job. We have two car payments, rent and all the other bills everyone else has. I received a notice that my car loan was in default and unless I made a payment within 5 days, they were going to repossess the car. Since I was working 20 miles from home, my husband was taking our kids to their school every day that was 10 miles away and picking them up. We desperately needed to keep both cars. I had no one to turn to and I didn't want to ask for an advance from my employer since that wouldn't look very good. I looked online for payday loan places and National looked like the most reputable one. So I signed up for my first payday loan and paid the car payment on time! It definitely saved the day and I felt a huge relief. Thanks so much for being there!!

Ruth S. -

As a single parent with 3 children, there is usually more month than money. I've used NationalPayday several times when things got particularly tough. I was driving from a funeral when my "Check Engine" light came on. I pulled into the nearest service station, who ran some diagnostics and determined that I needed a $200 part for my fuel injection system. I was able to write a check, knowing that the following day the money would be in my account from NationalPayday. Just a few weeks ago, my son's hockey team was going to San Jose, California to play in for the State Championship. A check that I was expecting was delayed for a week, and we were not going to be able to go. I went online, applied for a loan, got $300 the next day, and off we went. The team ended up coming home with a banner, and had it not been for NationalPayday, my son would have missed out on it!

Cresangeli V. -

I guess the most practical thing to do with a payday loan would be to save it for real emergency cases like possible hospitalization or to pay off a high interest credit card bill. These were the 2 reasons why I applied for the payday loan in the first place. I know the finance fee is something that you have to consider, but national payday was the one with the most reasonable offer. Financial problems happen once in a while so it’s good to know that there are payday loan companies that you can count on for situations like this. But you’ll just have to commit in making payments so that you can still renew the next time you need the loan.

Victoria M. -

I took a $500 National PayDay loan out around November 17th. This loan was helping me with a Thanksgiving holiday trip to Chicago, IL. I had never been to Chicago, let alone east of Helena, MT, so I wanted to make sure to have the time of my life! Having the extra money from the payday loan allowed me to really enjoy my trip. I took Amtrak from Whitefish, MT to Chicago, IL. The trip took a day and a half on the train. Though the trip was long, I fully enjoyed it. I was able to see the landscapes and towns of the plains that I had only read about. We went through East Glacier National Park, Fargo, Minneapolis, Milwaukee, and into Chicago. My boyfriend and I enjoy a lovely dinner on the train, which is something I have never been able to do before. We arrived at Union Station in downtown Chicago around 5 pm on a monday. The city was alive and we decided to put our stuff into our friend's car, and take in the sites a little bit. We ate a wonderful "Chicago" pizza tavern and explored the Magnificent Mile and the Macy's window displays. Thanks to taking out my loan, I was also able to do some Christmas shopping for my family in a place where you can get any gift you want. Other things I used that money for were: a moe. concert, (which happens to be my favorite band!), dinner with my boyfriend's family, and picking up some souvenirs along the way. Thanks to my payday loan, I was able to have a stress free vacation, and explore the wonderful city of Chicago.

Shelley Marie R. -

You ask, "What is the best use for a payday loan?" My answer to that question is probably unremarkable compared to all of the responses you will receive. It also is not my answer alone, but the answer of my children as well. You see, I am a single mother with a 10 year old and a thirteen year old whom I share custody of with their father who thinks that I have enough money to pay for all of their needs. I know we both have living and utlities etc... to pay, but it appears I am solely respnsible for lunch money, football, baseball, and wrestling fees, all shoes including cleats, yearbook and other miscellaneous expenses incurred for them. He manages to pay child support (a reduced amount that I decided would be fair considering we share custody) once every 2-3 months, when contempt of court becomes an issue, so I personally think the answer to your question is, "THE BEST use of a payday loan is to use it wisely for all the needs of my children which I cannot possibly meet on my own and without the use of a payday loan they would be without things I consider them to need or my bills would be even further behind because there are things in this life kids should be doing such as sports and things kids should have such as school memories in the form of a yearbook, and pizza once in awhile. These are to me, the only good use of a payday loan." Thank you for the oppurtunity you have given to me and to mine. Sincerely, Shelley Rentzheimer