I was able to pay my car payment on time thanks to your easy payday loan. I was expecting getting a payday loan to be a big hassle, but it was so easy!
—L. Rexrode

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Contest Entries

SHAWANA L. -
National Payday Loan helped me in a very desperate time in my life. My children, Twins (10) and baby boy (4) were returned to me unexpectedly after 3 years of being gone from my care. Their father had kidnapped them and took them out of state. It was unfortunate because neither of us had custody of them and there was nothing I could do. The law in the state he took them to would not force him to bring them back, and the law in my state would not do anything because they were not here. I couldn't afford an attorney and no one would help me. I was completly alone. This year 2007, I received a tip that their father would be back in the states at a particular time and I knew this was my chance to get them back. I only had a 7 minute window from the time the train stopped in my town and took a rest break before they were gone and I would probally never see them again. I was terrified that my babies wouldn't know who I was, they wouldn't want to come with me or I would miss the train. I arrived at the station at 6am. The train was said to arrive at 7:06am. I sat in my car and did not take my eyes off the train platform once. When 6:45am hit, I realized that I hadn't called my friend with the police department yet, so that's what I did. 5 minutes later he was there with 2 other officers to help me get my babies back. I was not prepared to financially care for them, but I could not bare another day without them in my life. I wasn’t sure if they were actually coming, so I didn’t do anything to prepare for them. I had just started saving a healthy nest egg and “BAM” there they were. The trained arrived at 7:06am on time and off came the three most beautiful faces I have ever seen. After the officers escorted their father to the police car, they called me over and my worries were over. My babies jumped in my arms and gave me the biggest hug I have ever experienced. We stood there, on that platform for almost 30 minutes embracing eachother. All four of us huddled up, not careing who was around. When it was time to leave, I looked around for suitcases, bags, something. There were none. They came with nothing. My entire savings went on clothes, shoes, food and other expenses to care for them and I found myself with no money for child care so that I can continue working. I had just started my new job and could not miss a day of work. Not only could I not afford to now, but I was on a 90-day probationary period. National Payday Loan saved my life by giving me a No Hassle, Free loan to pay for my child care. With the extra $100 from the $300 loan, I was even able to do a little Christmas Shopping. It wasn't alot, but my babies hadn't seen a Christmas gift in 2 years. Their eyes were as bright as stars when they came home and seen a tree with gifts under it. Thank You So Much National. There is no way I could have gotten through this without you.

William H. -
My best idea for a holiday gift would be for me to take my Wife and 3 kids somewhere special, where the kids could enjoy themselves and my wife and i could get a much needed break from working and trying to pay all the bills, keep food on the table, and putting gas in the car so that we can get to work to provide for our children. We would go to a in-town resort or family center with activities for the whole family and we can just enjoy each other. With the Help of National, it would be a priceless with love and memories.

Patricia T. -
My money-savings tip is to use payday loans responsibly. I've taken a second job at Target to get it paid off as soon as I can. The other benefit of that second job is that I get an employee discount as well as getting to work with really great people. I've been truly blessed with great people in my life. The payday loan from National this year made it possible for me to give back to one of them. My mother has been diagnosed with Alzheimer's but I never realized how far it had progressed until I drove to see her (she lives in another state) and discovered that her electricity and gas had been turned off for nonpayment. In her bedroom I found all the payments neatly made out but none mailed. She just didn't have the money to pay them and didn't want to "burden" me with her problems. So I sat for a while just holding that frail little hand and looking into those eyes that just danced with pleasure knowing that I would make things right for her. Times are tough for us all and my credit isn't what it was 6 months ago but National made it possible for me to quickly obtain the funds I needed to get her bills back up to speed and keep them that way. My mom is worth anything I can possibly do to make her last years just a little more enjoyable. Thank you, National!

Marcia H. -
For the entire year of 2007 I was constantly thinking of a way to save money so that my four year old daughter would have great Christmas. Being a single parent and not getting assistance, saving money can be an extremely hard task because every dime counts. I finally figured out a way to do so around May 2007. I went to my human resources department at work and asked them to direct deposit $15.00 out of every check into a separate account. I never saw the money; therefore, I never missed it. I did think about it from time to time, but I knew this was something that I need to do. By the month of December, I had accumulated roughly $150.00. I know it doesn’t sound like much, but it really helped me get some of the things that my daughter wanted. My daughter means the world to me and I really wanted to get her some of the things that she wanted, and go pass just meeting her needs this year. Months later I decided to get a payday advance with National Payday, so I could stay current on my bills since there was money being taken out of my check weekly. Getting the payday advance not only helped me stay current on my bills, but it also helped me get trinkets of love for other members in my family. I really would like to say, Thank You and have a Merry Christmas!

Erica B. -
The most important/best gift I bought this Christmas season with my payday loan was a plane ticket to Tennessee for my best friend, Amber. This past July her cousin, which is a year younger than us, was killed in a car accident by a drunk driver. The worst part about it is that she was graduating from college this December, and had a very prospective life ahead of her. We were all very close, but of course since they were like sisters, she's really going through a tough time. The University of Tennessee is presenting her mother with her cousin's Bachelor's degree next week, which just so happens to be the same weekend of my best friend's birthday. Also because it is about a week before Christmas as well, she didn't have the extra money to buy the plane ticket in order to attend the graduation ceremony in support; so I did. My best friend, Amber, is an extremely loving and giving person, and would give her last if I needed it. She has always been there for me, especially during the hard times including my mother's death and my divorce. I didn't feel obligated, but I definitely felt that it was extremely important to do this for her and show my appreciation for everything that she and her family have done for me. As stated, I have been going through some tough times as well and couldn't afford to buy the plane ticket myself. I wanted to buy it early enough so it wouldn't be even more expensive, and because of my pay schedule, it was going to be very hard for me to come up with all the money. I thought that this payday loan was an excellent way and opportunity to do something special for someone I loved who definitely deserved it. I would like to thank your company and especially Stephanie for working with me and making these hard times an extremely easy and smooth process. I'm glad I chose National Payday!!!

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