Contest Entries
Throughout the calendar year, when buying items on sale, take the amount you save and deposit it into a separate savings account. For example, if an item normally costs three hundred dollars and the sale price is now two hundred dollars, place the fifty dollars savings in an account to save for a special time. When you have birthdays, holidays, emergencies, or vacation that require additional money, you have a little extra to spend on yourself or loved ones. By doing this throughout the year, you will be surprised how much you actually saved by purchasing sale items or using coupons.
My best creative money saving gift buying idea this holiday season is my family have a $25 and 1. Each of us will draw someone in the family who you will purchase a gift for. This will reduce trying to get a gift for everyone. Then each adult will pull an ornament. On the ornament is a name of a child from the Bridge (an emergency shelter for abused teens, www.thebridge-atlanta.org) who we will get a gift for which cost in the range of $25. This way we are sharing the spirit of the holiday season with someone less fortunate & forgotten and show the spirit of giving to the little ones.
Money Saving tips are extremely important to me. I have two little ones at home and recently a third. My Step-Daughter is now living with us. This little girl has had some hard times and she is only 7 years old. Her Mother decided it would be best for her to live with us. She needed to get back on her feet after some difficulties that has happened in her life. My Step-Daughter is doing great with us, loves spending time with her brother and sister. My family doesn’t have much money, we struggle all the time. Payday allowed me to by the items I need for her schooling. She had to move to a school in our area. We were in hopes she would get to continue the school year due to this being her third move. Her Mother called me and told me she wanted her to finish out the school year with us. I save money in everything I do. I wait for ads to see when sales are about to happen. I use coupons whenever I can. I go to a discount grocery store and make the most out of what I have. I have two little ones still in diapers that have expenses also. With my step-daughter in the school we have more expenses now. It just so happened we have a lot of bills and the first week of school for her we are broke. I am very glad she is with us and somehow we are going to make it, but Payday made it possible for my sweet little Step-Daughter to have the clothes and supplies she needed for school. Payday gave us a chance to make my Step-Daughter feel special and allowing us to have another week to pay for the funds.
Thank you,
Michelle K.
Indiana
During the Christmas season of my divorce in 2004, I was left with nothing in my bank account due to lawyer fees and child support. I asked my parents to give me gift cards for Christmas, which I then used to give my kids a late Christmas. It ended up working out because they had Christmas morning with their mother and then they were suprised by me two days later. Had I known about payday loans, I wouldve been able to give them their items on Christmas morning.
I would give the money to my parents, My father has been put in the hospital for about a week now and has been very Ill for the past month. My mother is worried about their house which is up for sale and the bill's it would help me help them.This would in turn help my father to stop worrying about my mother and his job. He is 70 years old and he always have taken care of our family, now I want to help him feel secure and take some worries away.
