Contest Entries
The worst way to use a cash advance payday loan. Well, this is going to be from another point. For me, the worse way to use a loan is for an emergency purpose, like taking your child to the hospital. My 5 year old daughter has Osteogenesis Imperfecta "brittle bones" and when she breaks we have to drive 4 hours to take her to her orthopaedic doctor at Johns Hopkins. This just happened last month when she broke her arm by hitting her older sister. One of the worst things to do. So, with the gas prices being so high and not having any extra money before payday, we had to use a cash advance loan to be able to afford to take her to the hospital to have her arm splinted. That is why this for me is the worst way to use your loan, because I would rather my daughter not break and if we need a loan, to use it for bills and not for gas and food expenses from traveling to the hospital with your child who is in a lot of pain. Thank you.
The worst way to use a cash advance or a pay day loan is on needless things. I took out a cash advance/pay day laon to buy an outfit to wear at my best friend's party. I was looking the "bom" and I thought I was the best looking thing at the party.A week after the party, the loan was due and my rent too.My mind was going crazy because I didn't know what to do.I either was going to pay my rent and have an over draft in my account or pay back the loan and have $50 added to my rent for being late. I went a head and paid the rent and my account was over drawn by $367.00. Boy I was mad because I didn't want the loan to be put under my credit history and it was. If I would have used the loan to pay for my rent and not for an outfit, I would not have been in a stupid situation like that. We all learn from our mastakes and that is one mastake I will neeeeeeeeeeever make.Yeah I had on a pair of $75.00 shoes, a$65.00 hair due,and a $80.00 outfit. At the end, that same hair due, shoes and outfit could not pay my rent or my laon. So think smart and big, not smart and small.
The worst way you could your paydat loan is to not take of your business you were going to take care of before you got the laon for instant i got a loan a payday loan and indtead of paying my bills my son had gotton into some problems and i had to help him in other words if you give everything you have to other people what are you going to have for yourself. take care of the business that is on your plate instead of making more problems for yourself.
So, last night I am sitting at home reading a really good book. Murder, mayhem and general debauchery when my Mom calls.
To be honest I usually just ignore her calls. She inevitably wants to nag me about something or tell me about some great sale they are having at Target on garbage cans or whatever.
I answered. She skipped the nagging and went straight to this:
"I am a direct descendent of Moses."
I was speechless. Literally! If you know me at all you know that is damn near impossible. It's completely infuriating when it is my Mother who acomplishes this. Like her last revelation, "I think your Dad is gay." This was in fact not true, but since my Dad does have a friend/coworker that is gay her delusions got the better of her.
I digress.
After a few more moments of silence I manage a high pitched, "I'm sorry…what?"
She repeats herself as if I hadn't really heard her to begin with because my Mom has never grasped the beautiful concept that is sarcasm.
So I say, "And you know this, how?"
She tells me that Karen (my Aunt) took some DNA from my Grandpa and sent it in to some national foundation.
Not having the money she gets a cash advance because let’s face it this is the most important use of the money!
I get an appalling mental flash of my very old Grandpa trying to sleep while my Aunt plucks out the few hairs he has left!
So then she says that Karen sent it in and the results came back that my Grandpa's DNA is some certain strain that makes him a direct descendent of Moses and the tribes of Israel.
Being somewhat cynical I say, "So, let me get this straight. The Seattle Police Department can't match the DNA of their latest serial killer because he isn't in the system, but Moses somehow got his DNA in there? Someone brought up charges on him when he threw the tablets off the mountain?"
Seriously? My Mother is a highly educated woman. She cannot possibly have thought this through.
My Mom is now upset with me and no longer wishes to discuss this.
I start laughing harder because it appears my Mom has finally done it. She has quite literally become Holier then Thou. My Mom doesn't lie, cheat or steal. She is honest to the point of being brutally so and now can add direct descendent of Moses. Just great!
I want to point out here that my sister and are adopted. So we aren't direct descendents. Just her.
Which reminds me I call my Sister almost immediately after my Mother hangs up with a, "If you can't take this seriously I am not going to bother."
Well obviously it is just too comical to take seriously so she had better not bother.
My Sister is at work, so after she answers the phone I say, "So Mom called and guess what…*pause for effect*…she is a direct descendent of Moses."
My Sister promptly hangs up on me.
When my sister calls back she thinks we should send our DNA in. What could it hurt? My Mom on many occasions has asked us who we think we are…the Queen of Sheba?
Now instead of shrugging our shoulders we can maybe answer, "Nope, but we are direct descendents."
I think the WORST way to use a cash advance or payday loan is to use it to payback another loan. It drives me crazy to have money deposited to my account, then have to withdraw it just to pay another loan back.
