National Payday Scholarship 2012 Official Entry Seal

By Jennifer Strigle

Short term financing can play a positive impact on personal life, food, paying bills, education, accomplishing goals, and developing a career. Short term financing can make a difference in anybody’s life as long as they handle the money correctly. How many times have you been told you do not have the right to work because of a medical condition? If you don’t have the money, you can’t eat healthy. If you have some money, the money you do have goes to all of your bills and you have nothing to feed yourself. This can make a negative impact on your life in many ways. Self-esteem, confidence and your health are a few of them. Being low on money slows you down from accomplishing your goals. Short term financing can speed this up.

A lot of people open up credit cards to survive on, but when it comes to paying the bill they don’t have the money to pay it off. Now you are in even more financial trouble. Agents start chasing and threatening you. You don’t have any family support. You have nowhere to go. Short term financing helps you avoid credit cards if the money is used exactly for what it is for. People that are is debt can use short term financing to slowly pull themselves out of that deep dark whole they are in. It can take you a long time, but it is worth it for long run. As time goes by you will start seeing a difference in your life. Things will slowly get better and you will become a happier person.

Money plays a big impact on college students. The tuitions have skyrocketed. Hardly anybody can afford to go to college these days. Most of the students that have hung in there are seriously in debt. I have seen so many students pulling pennies out of their pocket to see if they have enough money to eat anything. Short term financing avoids students going into debt or going so far in debt. I hear students say at the end of each semester I don’t know how I’m going to pay for my tuition next semester. The tuition is rising again. Student loans get so high. You’re lucky to get out of debt while you are alive. You feel guilty when you barrow from someone because you know you won’t be able to pay them back. It is embarrassing.

People that have to take daily medications hardly have any money at all because the cost of their medications and doctor appointments eats up all of their money. They get stuck in a corner not knowing how to get out of because of financial issues. If they can find some short term financing, they slowly would be able to accomplish the goal that has been on hold for so long. Finances play a big impact on families that have to deal with one or more people with any medical condition. The person or the people that have the responsibility of taking care of the person with the medical condition isn’t only under a lot of stress physically or mentally, they are under the same amount of stress if not more financially. There is a high chance that they have one or more goals put to the side because all their money is going towards medical bills, prescriptions and possibly even equipment for the person that needs special treatment. Short term financing can also make a positive impact for people that have constant medical treatment bills. Short term financing can help them feed themselves or pay the bills off faster.

Short term financing can change a child’s life. When a child comes from a family that hardly has any money, it plays a big impact on the child or children of who they become and how they handle situations. If the family finds short term financing to support their child, it can play big and positive role for their child or children. This money can easily give their child or children opportunities to develop a better and more stable life. These are some of the challenges that I have pains in my college education both as independent adult and a person living with disabilities. Short term financing plays a tremendous role in helping people reach their short-term and long-term educational and career goals.

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