National Payday Scholarship 2012 Official Entry SealBy Rachel Madden

Short-term financing; is there any other option? Absolutely not! College tuition is expected to rise 15 percent every year for four years according to my financial aid counselor at my University. Who has $50,000 dollars just sitting in their checking account, unless you’re one of those special individuals with a money tree in the back of your yard. The bottom line is, if you want to make something of yourself, short-term financing is the only way to go.

Throughout my whole life I have been pushed to perform to the best of my abilities. My parents are the dominant “pushers” in my life, for they were the ones who started nurturing my talent when I was young. They started me on flute, which is what I chose when I was four years old, and from then on, I have been developing my ability. The flute is a beautiful sounding instrument, and I take great pride when I play it. It has led me to great heights in my life, and if I continue my studies at the University of Central Florida to be a music performance major, it will bring me even further than I would ever imagine.

Music has made me a well-rounded individual, and it has allowed me to embrace leadership positions that have molded me into the person I am today. As mentioned very briefly before, I am pursuing to become a professional music performer. With this degree, I hope to become an international musician to work with different composers and musicians across the world. I then hope to one day perform in Broadway orchestras and movie soundtracks. These seem like farfetched dreams, but the one thing music has taught me is to go after my dreams, no matter how big. If you don’t believe you’ll succeed, why even bother to try at all. Like my flute teacher says, “Either throw all your eggs into one basket or don’t do it at all.”My parents have continued to be faithful in supporting me by encouraging me to attend college to fulfill my dreams.

Unfortunately Walt Disney didn’t care to mention that dreams come with a price. While sitting in orientation at UCF, it was briefly mentioned that tuition is expected to increase 15 percent yearly for the next four years. This is just the tip of the iceberg for me. They also failed to mention that as a music performance major, prior to stepping on campus in the fall, I am expected to purchase certain equipment totaling proximately 6-7000 dollars. While I understand that this equipment is necessary, it is still a hardship coming up with this money.

God has blessed my dad with a wonderful well-paying job. Additionally, my mom could be working in the same profession, but she ultimately chose to sacrifice money for staying home and taking care of her children. Once we were older, she went back to work, but not what she studied for nine years at college, but just something to help pay for expenses. Unfortunately, when we moved to Georgia, she has not been able to find steady employment to supplement my dad’s income. In addition, I have one sibling in college and another in a private Christian school. This has made it very difficult for one income to be divided amongst three very expensive teenagers.

Every career has its tools. For me it’s a $30,000 flute. Can you say long-term financing! While this may be financially devastating, it is very necessary. If I need to be the best, I need to have the best. Many times, people don’t realize that the U.S. isn’t the only country with the best musicians. In fact Bach and Beethoven, two of the most famous composers, weren’t even from the U.S. Here is just an example of how not having the right tools will ultimately leave you without the job you desired. In North Korea, every flute performance major is REQUIRED to purchase a solid gold flute, about $50,000, in order to even be considered to study at that University. When those students graduate, they bring their shiny gold flutes with them to the United States, and then basically replace our own symphony players with the “dull” silver flutes. The bottom line is, if you don’t have the right tools, forget about it. By purchasing the right tools of your trade using short-term personal financing, you will definitely be well on your way to being a success in your career.

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