Saving Money

Payday Loans and Banking

The banking industry often refers to payday loan companies as unworthy. Banks will argue that payday loan companies are designed for low-income people and individuals without established credit.

The truth of the matter is that payday loan companies assist individuals with all different types of income and credit throughout the world. Banks lick their chops on long-term loans and somewhat despise the short-term solution available from payday loan companies. In reality, payday loan companies are taking business away from the traditional bank loans. Banks look at the bottom line and they do not concern themselves with the short-term needs of many borrowers. Many people feel that banks will encourage the borrower to get a bigger loan than necessary. (more…)

Easy Loan NO FAX Required

3290478769_22af7fdd34Many people that find themselves in an emergency situation need to get cash fast.  The quickest way to do this is with a payday loan.  The easy loan NO FAX required will make it faster as you won’t have to spend time gathering papers to take to a print shop or fax it from your home or office.  This is especially nice if you don’t have a fax machine at home and you must use one at work.  You can keep everything confidential if you don’t need to fax.

If you are wondering how you go about getting a payday loan it really is quite simple.  Whether you use a physical store or the internet you should be able to fill out the application online.  This saves time because the loan can be approved faster.  Remember that a payday loan is just for a short term emergency until you get paid. Don’t think of it as a long term solution to financial problems.


Emergency or Savings – Where’s Your Money Going?

If you’ve paid off debt – or even if you haven’t, but are working towards it – then many financial planners recommend that you also keep both a savings account and some kind of emergency fund. But what happens if your car needs a sudden, expensive repair, and you have to have your car to be able to get to your job? Where should you pay this bill from – your savings account or your emergency funds? (more…)