Why Choose National Payday?

Why Should National Payday Be Your Lender of Choice?

At National payday, we understand what it’s like to be stuck in a financial bind between paydays.  We all know that unexpected expenses can arise at any time and catch even the most financially responsible person off guard.  Our years of experience allow us to help you when you need it most.

Same Day Cash

Why should you wait when you can have your money today?  Nationalpayday.com is one of the few online payday lenders that offers payday loans with quick approval and same day cash As long as you submit your application by the designated deadline, we can deposit your funds that same day.  If you’re not in a rush, we also offer next day ACH deposits.

Deal With People You Trust

national payday
As one of the oldest payday lenders online, we have what it takes to help you in a time of need.  For over a decade, National Payday has striven to operate with the highest of standards to not only offer a quality product but to keep your privacy protected.

Reliable Customer Support

We pride ourselves on our quick, efficient, and friendly customer service.  In fact, our payday loan specialists are standing by to help with your comments and questions.  Let us know how we can make this experience even better for you.

Quick and Easy

We know how valuable your time is so we won’t waste it.  Our online application is quick and easy.  You’ll know if you’re approved in just a few minutes through our automated pre-qualification process.  Returning customers enjoy an even speedier application.  And because you do everything online, there’s no reason to leave the comfort and privacy of your home or office!

Fast Approval

Apply through our website and get results.  Most sites claim fast approval but can’t deliver because they’re just the broker – we can! With our streamlined application and no collateral or faxing required, almost everyone is approved. And don’t forget, your FICO score doesn’t matter at Nationalpayday.com

Do you need a payday loan for bad credit? National Payday can help!

We’re a Direct Lender

Unlike so many other payday loan sites out there, we are a direct payday lender.  That means you aren’t dealing with an affiliate that doesn’t distribute the funds, you’re dealing directly with us!  It also means that we won’t be sharing your personal information with anyone else.

Convenient & Secure

Discretion is our middle name.  Our secure application protects your privacy and sensitive information.  We take every precaution to implement the latest security measures.  Our website is Thawte verified and your privacy is important to us.  You can learn more about this in our Privacy Policy.



Hours of Operation for Customer Service

Monday – Friday from 9:00 a.m. to 12:00 a.m. EST

Weekends from 9:00 a.m. to 6:00 p.m. EST

Our website is accepting applications 24-hours a day, every day of the year