National Payday Loan Blog - Page 2

Understanding the Advantages of Online Payday Loans over Traditional Banks

If you’ve run into a situation where you need cash for an emergency expense, such as a hospital bill or emergency medical treatment, a car repair, or just to keep the lights on until your next payday, you may be … Continue reading

Will Overdrafts and Bounced Checks Hurt Your Credit?

Your credit score is based on your credit history. Your credit history is a complete accounting of all of your debts, and each and every payment you made on them. Since the credit score is becoming more and more important … Continue reading

The Short but Definitive History of Payday Loans in the United States

As long as there has been money, there has been lending. But in the long history of finance, payday loans are a very recent advent. From the first payday loan stores in the early 1980s  the industry boomed so quickly … Continue reading

Demand Grows for Payday Loans: Are Big Banks to Blame?

Elizabeth Warren declared war on payday lenders. The state of Utah prepared legislation to modify cash advances and repayment schedules. The Attorney General of New York started a campaign against tribal lenders. It seems that not a week goes by … Continue reading

Who Will Give You a Payday Loan No Matter What?

You need money, and you need it now. You don’t have weeks to wait around trying to cut through the red tape of the big banks. You don’t have good enough credit to get a new credit card. You don’t … Continue reading

4 Rules for Finding the Best Online Payday Loans

You need money, and you need it fast. There is no loan faster than online payday loans – but these kind of loans come with their own pitfalls. So what should you look for to find a GOOD online payday … Continue reading

Direct Lenders vs. Loan Brokers

When you borrow money, does it matter who you borrow from? Would you prefer the cash put right into your hand (direct lenders) Or would you put your personal information out publicly and take a loan from whoever offered you … Continue reading

Online Installment Loans vs Payday Loans: Which Is the Best Option for You

If you’ve never heard of online installment loans, you’re not alone. However, it is a type of loan that most lenders have switched to from payday loans. This is due to the regulations that were implemented on how lenders operate. … Continue reading

Are Payday Loans The Best Type Of Short Term Loan?

If you’re in need of some quick cash, you may be considering a payday loan. If you need to pay rent, get groceries, pay for an unexpected medical bill, or deal with any other kind of expense, you may be … Continue reading

Get a Payday Loan from a Direct Payday Lender

If you’re thinking about getting a payday loan, whether you’re thinking about an online company or going to a loan office in-person, you should make sure that you’re working with a direct payday lender. What is a direct payday lender? … Continue reading